Personal Finance Class
"Personal Financial Literacy, 2nd edition, Joan S. Ryan"
Personal Finance textbook website
www.cengage.com/school/pfinance/pfl
Personal Finance websites:
On the website above you will find various online resources such as data files, key terms flashcards, flash games, supplemental activities and various web links.
Select the chapter and find the information.
Chapter 5--Compound Interest calculator
http://www.econedlink.org/interactives/index.php?iid=2&type=educator
Web sites below from the previous Personal Finance book used--"Managing Your Personal Finances, Ryan, 5th ed."
Click on the link for each unit.
| Unit 1: Chapters 1-5 | Unit 2: Chapters 6-9 | Unit 3: Chapters 10-15 |
| Unit 4: Chapters 16-19 | Unit 5: Chapters 20-24 | Unit 6: Chapters 25-27 |
| Unit 7: Chapters 28-30 |
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Chapter 1--Choosing Your Careers |
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| Dictionary of Occupational Titles | Occupational Outlook Handbook | Monthly Labor Review | |
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Chapter 2: Planning Your Career |
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| Monster.com | CareerBuilder | Interest and Career Test | |
| State of SD Jobs | |||
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Chapter 3: Getting the Job |
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| JobWeb--great resource for resumes and interviews | Resume Help | Resume Tutor | |
| Job Star--resume, career guides | |||
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Chapter 4: Adapting To Work |
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Chapter 5: Work Laws and Responsibilities |
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| Dept. of Labor | Social Security Administration | ||
| Internal Revenue Service | OSHA | ||
My Money website
SDPTV video--Outlook on Money website
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Chapter 6: Pay, Benefits, and Working Conditions |
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| Internal Revenue Service | Pay Check City | NLRB |
| American Bar Association (Lawyers) | ||
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Chapter 7: Federal Income Tax |
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| Internal Revenue Service (IRS) | Tax Sites | |
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7 Crazy Taxes from the US and Abroad: Thanks to Ms. Knowlten at Valley Chart School for the link. :) 10/13/11 |
Understanding Taxes | |
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Chapter 8: Budgets and Financial Records |
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| Bank Rate (budget/loan planner) | Consumer Credit--financial planning, money mgmt., budgeting, consumer issues, etc. | Nolo-Planning Tool for Business and Law |
| Student Budget Calculator-Bank Rate | Home Budget Calculator-Bank Rate |
http://www.reviews.com/ Review of various items |
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Chapter 9: Checking Accounts and Other Banking Services |
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| Examples of Bank Websites: | ||
| Chapter 16: Credit in America | ||
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Chapter 17: Credit Records and Laws |
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| Consumer Credit | Federal Trade Commission-Credit | Annual Credit Report |
| Credit Laws: | Consumer Credit Protection Act | Fair Credit Reporting Act |
| Fair Credit Billing Act | Equal Credit Opportunity Act | Fair Debt Collection Practices Act |
| Chapter 18: Responsibilities and Costs of Credit | ||
| Practical Money Skills--click on calculators | Personal Money Skill Games http://www.practicalmoneyskills.com/games/
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http://www.shopsleuth.com/resources/budgeting-guide-for-kids-and-teens |
| Chapter 19: Problems With Credit | ||
| Consumer Credit Counseling Services (CCCS) | ||
| The ABC's of Credit Card Finance Booklet | ||
| Bank Rate | My Money | JumpStart |
| Equifax | Experian | TransUnion |
| Annual Credit Report | Truth About Credit | Citibank-Students Use Credit Wisely |
| National Foundation for Credit Counseling | Identity Theft | |
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Chapter 20: Personal Decision Making |
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| Locate advertisements on web sites. | Locate advertisements in newspapers. | |
| Go to Google--key words price comparison site | ||
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Chapter 21: Renting a Residence |
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| Search Engine key words: Rental Agreement, moving costs, leases, landlord responsibilities, tenant responsibilities, |
Search the Internet for apartments to rent in a large city. Compare the costs between two large cities. | |
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Chapter 22: Buying a Home |
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Search Engine key words: market value, equity, mortgage, closing costs, property taxes, real estate agent, fixed rate mortgage, adjustable rate mortgage (ARM), |
First Time Home Buyer | Loan Planner Tool--Bankrate |
| Locate home mortgage rates in SD | ||
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Chapter 23: Buying and Caring for a Vehicle |
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Search Engine key words: vehicle identification number (VIN), lemon laws,
Federal Trade Commission, depreciation |
Kelley Blue Book | Online Magazines: Consumer Reports, Edmunds, Car and Driver, Consumer Reports |
| What are the advantages and disadvantages of leasing a car vs. buying a car? | ||
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Chapter 24: Family Decisions |
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| Search Engine key words: marriage, vacation planning, divorce, alimony, death, cremation | Travelocity | Expedia |
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Chapter 25: Introduction to Risk Management |
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Chapter 26: Property and Liability Insurance |
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Chapter 27: Health and Life Insurance |
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Unit 7: Consumer Rights and Responsibilities
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Chapter 28: Role of Consumers in a Free Enterprise System |
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Chapter 29: Consumer Protection |
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Chapter 30: Dispute Resolution |
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Other Sites: |
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Money Game Skills--click on Money Games |
Feed the Pig--website to teach young Americans to save! |
Financial Literacy Web Site--this website is designed to help with life stages from birth to death, including childhood, college, and career. |
| Financial Literacy site (Thank you to Leila Hendersky) | ||
Loan/Retirement/Savings Planning Tool--- Automated Accounting Program 8.0--program on school computers
Small business Admin. Start your own business